4 Money Tips for Graduating from College..

4 Money Tips.....

It’s March... And you know what that means? Graduation! As a college senior, you may be excited to finally get your diploma and move on to the real world.

More from: http://www.gmanetwork.com/news/story/454801/economy/moneyandbanking/6-money-tips-for-fresh-grads?ref=related_stories

It’s March... And you know what that means? Graduation! As a college senior, you may be excited to finally get your diploma and move on to the real world.

More from: http://www.gmanetwork.com/news/story/454801/economy/moneyandbanking/6-money-tips-for-fresh-grads?ref=related_stories

 From The Desktop of:   Jason R Chinn

 On the Date of:             26 March 2015

Once again It’s March... And you know what that means? Graduation! As a college senior, you may be excited to finally get your diploma and move on to the real world.

This year I’m graduating, and thus have not just one year to mull over, replay, and regret, but an entire college career. Looking back, I always think of the things I should have changed, the internships I should have applied for, the nights I should have stayed in. I like to tell myself that if I could do it all again, I’d do it perfectly.

TIP 1.

Being broke is as depressing thought as it is a reality check. College fees, travelling expenses & nights out can all contribute to a zero bank balance.

money don't grow on trees, like you thought when you were younger. Reality strikes and your left wondering, 'what should I do now'?

Here's the first thing everybody should do from day one when you'r old enough to have a bank account, or as soon as possible after the age of your first bank account.  SAVE AT LEAST 10 PERCENT OF ALL MONEY THAT’s COMING IN.

Do this from day one and you'll be on the first step of the finance ladder when it comes to Graduation Time.

TIP 2.

Stay in throughout the week while your away at college, even if your friends go out. Think of what you could save by not going with them. If you enjoy nights out and you feel you need to, then just go out at weekends. You will be surprised that you can save hundreds of pounds in just a couple of weeks.

Sit down with a pen and paper and jot down the cost of a night out in the week, then multiply it by 5 for every week day and you'll soon change your mind about nights out throughout the week. "Or will you".

I all depends on what type of person you are and if you have the will to say no!

The benefits of staying in throughout the week!

TIP 3.

Take time and sit down and write down on paper, your plans for the fourth-coming year ahead. Make sure you prepare this for at least a year ahead. Like a business plan in a way, an a cash flow forcast for the year ahead. if you find it hard get some help in starting off, or look on the internet. there's a wealth of informaition online about any and every topic you can think of, and more...

Graduation Day is almost here already!

"I’ve definitely wasted many hours over the last four years, 

and perhaps sometimes my priorities were out of line. When I 

reflect back on my college experience, I am initially struck by regret, 

and a tiny bit of self-loathing. I beat myself up over the things 

that I would have, could have, should have done. I step back 

and evaluate who I am today, and I’m overall pretty bummed 

to realize that I am most definitely not the 22-year-old that I’d 

always imaged I would be, and my undergraduate experience was 

nowhere close to how it looks in the movies "

TIP 4.

Don't end up regreting the past years that you have wasted in college. keep your chinn up and your head down and before you know it you've graduated from university or college and you have landed the job that set out get, hence the years you just spent in college.

" Once I can shake my disappointment with myself, I can see 

that maybe all the time I’ve wasted and all the mistakes 

I’ve made didn’t actually screw me over in the end. 

Maybe I don’t have it all together, I don’t know what 

I want from life, or what I want to do, or even where 

I’ll be a year from now. But even when my schoolwork 

or ultimate life goals weren’t first on my to-do list, the time 

I spent doing extra-curricular student groups, walking 

by the ocean, or having coffee and a long talk with a 

friend (even though I should have been studying) was 

beneficial to my personal growth and development.

So no, I’m definitely not the person I set out to be, 

but my time in college has taught me so much 

more than academic drive and motivation. 

I’ve become more comfortable in almost every 

social situation, and more importantly, more 

comfortable with myself. "

 Keep calm and graduate from college

 

Congratulations on graduating

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Auction-based electronic London silver fix to debut in August

Auction-based electronic London silver fix to debut in August


CME Group and Thomson Reuters have been chosen to deliver a new silver price mechanism to replace the London Silver Fix — a system that has been in place for over a century to set the daily benchmark price for silver.

   Starting in mid-August, a new electronic, auction-based system devised by the two companies will do the job instead, the London Bullion Market Association said in a July 11 release.
CME Group will provide the price platform and methodology while Thomson Reuters will take care of administration and governance.
The LBMA made the decision based on a market consensus — it conducted surveys and numerous meetings with market participants, solution providers and regulators — and backed by a review by independent consultants G Cubed Metals.

In a press release, the LBMA said respondents to one of its market surveys clearly preferred the joint CME Group-Thomson Reuters proposal over the others.
The LBMA included several criteria in its request for proposals to set up and operate a new, more transparent system. In addition to being electronic and auction-based, the system has to be auditable, tradeable, and allow for more direct participants.
The joint proposal by CME Group and Thomson Reuters won out over those of several other organizations, including the London Metal Exchange and Bloomberg.

The London Silver Fix was established in 1897 and historically, has been determined by a small number of banks in an auction-like process. The banks participate in a conference call and invite clients to submit buy and sell orders. The price is then adjusted higher or lower until demand and supply are matched.
Most recently, Deutsche Bank, HSBC and the Bank of Nova Scotia have been responsible for setting the London Silver Fix.
However, in April, Deutsche Bank announced it would be withdrawing from the group as part of a larger exit from the commodities space. The group was unable to find a replacement.
The revamp comes at a time when regulators are investigating whether other benchmarks — the London Gold Fix and Libor (the London Interbank Offered Rate) — have been subject to manipulation by banks.

Barclays was fined US$44 million in May by the Financial Conduct Authority after one its traders manipulated the price to its benefit at the expense of one its clients. It was also fined in the Libor rigging scandal.
Reform is also planned for the London Gold Fix, which is currently set by Barclays, HSBC, Bank of Nova Scotia and Societe Generale. The new silver price benchmarking system could act as a model for that reform. The World Gold Council is heading up a review of the London Gold Fix.

It recently hosted a forum to examine reforms, which including representatives of central banks, bullion banks, refiners, ETFs, exchanges and industry bodies.
In a press release, Natalie Dempster, the World Gold Council’s managing director, central banks and public policy, said the organization was at the start of the process of modernizing the gold benchmark. She also said there was strong support for the World Gold Council’s key principles for reform.

“We believe it should be based on executed trades and a tradeable price, it should have highly transparent input data, should be calculated from a deep and liquid market, and represent a physically deliverable price,” Dempster said.
The new silver benchmarking system will be tested in early August before going live on Aug. 15
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LinkedIn Corporation LNKD: NYSE; Technology/IT Services & Consulting

LinkedIn Corporation

LNKD: NYSE; Technology/IT Services & Consulting

PRIMARY EXCHANGE: NYSE   OTHER EXCHANGES: Mexico, SIX Swiss Exchange, More »

 

LAST	CHANGE	VOLUME
At close 03/12/2015	$266.42	+1.47 +0.55%	944.1K
AFTER HOURS 5:27 PM ET	$266.42	0.00 0.00%

 

News about LinkedIn Corporation, including commentary and archival articles published in The New York Times.

Company Information

LinkedIn Corporation (LinkedIn), is a professional network on the Internet with approximately 277 million members in over 200 countries and territories. Its Free Solutions includes ability to manage professional identity, ability to build and engage with professional networks, access to knowledge, insights and opportunities and ubiquitous access. 

 

 

 

 

The Company generates revenue across three product lines: Talent Solutions, Marketing Solutions, and Premium Subscriptions. All three product lines are sold through two channels, an offline field sales organization, which engages with both large and small enterprise customers, as well as an online, self-serve channel where it generates revenue from both enterprise customers and individual members purchasing subscriptions. On February 28, 2014, it acquired the entire share capital of Bright Media Corporation (Bright). In July 2014, it acquired Newsle Inc. In August 2014, LinkedIn Corp. acquired Bizo, Inc.

 

LinkedIn Corporation
2029 Stierlin Ct MOUNTAIN VIEW CA 94043-4655
Phone: +1 (650) 687-3600
Fax: +1 (302) 636-5454

Price Chart

1 day | 5 day | 3 month | 1 year | 5 year

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Stock Snapshot

Today's open	$265.70
Wednesday's close	$264.95
52-week range
52-week high	$276.18
52-week low	$136.02
Market capitalization	33.4B
Avg. volume (10-day)	1.1M
Shares outstanding	125.1M
LNKD does not pay dividends

Key Fundamentals

P/E ratio	n.a.
Earnings per share	–$0.13
Revenue	$2.2B
Profit margin	–0.69%
Return on equity	–0.53%

Fundamentals are for the trailing 12 months

View financials »

Quarterly Earnings

Analyst Ratings

Buy	13
Outperform	17
Hold	11
Underperform	0
Sell	0
Consensus		Outperform

(As of 03/07/2015)

Executive Officers

Executive	Title
Reid G. Hoffman	Chmn. since 2003
Jeffrey Weiner	CEO since 2009
Steven J. Sordello	CFO since 2007
Michael Gamson	Sr.VP
J. Kevin Scott	Sr.VP since 2012

Latest Insider Trades

03/02/2015

SZE DAVID

Open market or private sale of non-derivative or derivative security

Shares sold:	300
Share price:	$266.30
Trans. value:	$79,890

03/02/2015

SZE DAVID

Open market or private sale of non-derivative or derivative security

Shares sold:	513
Share price:	$267.46
Trans. value:	$137,207

03/02/2015

SZE DAVID

Open market or private sale of non-derivative or derivative security

Shares sold:	587
Share price:	$268.37
Trans. value:	$157,533

Company Events

• On February 5, 2015, LNKD announced quarterly earnings of $0.61 per share for 2014Q4, beating the consensus estimate of $0.53.

Filings

10-K

Annual Financials

February 12, 2015

10-Q

Quarterly Financials

October 30, 2014

10-Q

Quarterly Financials

July 31, 2014

Ownership Submissions

FORM 4 Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL OMB Number: 3235-0287 Expires: January 31, 2005 Estimated average burden hours per response... 0.5

(Print or Type Responses)

1. Name and Address of Reporting Person * Gamson Michael   2. Issuer Name and Ticker or Trading Symbol LINKEDIN CORP [LNKD] 5. Relationship of Reporting Person(s) to Issuer (Check all applicable) _____ Director _____ 10% Owner __X__ Officer (give title below) _____ Other (specify below) SVP, Global Solutions (Last) (First) (Middle) C/O LINKEDIN CORPORATION, 2029 STIERLIN COURT 3. Date of Earliest Transaction (Month/Day/Year) 02/27/2015 (Street) MOUNTAIN VIEW, CA 94043 4. If Amendment, Date Original Filed (Month/Day/Year) 6. Individual or Joint/Group Filing (Check Applicable Line) _X_ Form filed by One Reporting Person ___ Form filed by More than One Reporting Person (City) (State) (Zip) Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned

1.Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4) Code V Amount (A) or (D) Price Class A Common Stock 02/27/2015   A   17,521(1) A $ 0 51,061 D

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
	Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number.		SEC 1474 (9-02)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned

(e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivative Security (Instr. 3)

2. Conversion or Exercise Price of Derivative Security

3. Transaction Date (Month/Day/Year)

3A. Deemed Execution Date, if any (Month/Day/Year)

4. Transaction Code (Instr. 8)

5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4, and 5)

6. Date Exercisable and Expiration Date (Month/Day/Year)

7. Title and Amount of Underlying Securities (Instr. 3 and 4)

8. Price of Derivative Security (Instr. 5)

9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)

10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4)

11. Nature of Indirect Beneficial Ownership (Instr. 4)

Code

V

(A)

(D)

Date Exercisable

Expiration Date

Title

Amount or Number of Shares

Employee Stock Option (Right to Buy)

$267.2

02/27/2015

A

15,018

(2)

03/01/2025

Class A Common Stock

15,018

$ 0

15,018

D

Reporting Owners

Reporting Owner Name / Address	Relationships
	Director	10% Owner	Officer	Other
Gamson Michael C/O LINKEDIN CORPORATION 2029 STIERLIN COURT MOUNTAIN VIEW, CA 94043			SVP, Global Solutions

Signatures

/s/ Lora D. Blum, as Attorney-In-Fact		03/03/2015
**Signature of Reporting Person		Date

Explanation of Responses:

*	If the form is filed by more than one reporting person, see Instruction 4(b)(v).
**	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1)	The reported shares are represented by restricted stock units ("RSUs"). The RSUs vest six and one-quarter percent (6.25%) on May 15, 2015, and six and one-quarter percent (6.25%) of the RSUs will vest on each subsequent Company Vest Date until all of the grant is vested. "Company Vest Dates" are defined as February 15, May 15, August 15 and November 15 of each year (to the extent that any of the Company Vest Dates fall on a weekend or Company holiday, that Company Vest Date will be the first business day following the relevant Company Vest Date).
(2)	Shares subject to the option vest in 48 equal monthly installments beginning on March 1, 2015.

Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.Potential persons who are to respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB number.